The risk in focus
Contractors working at height can face restricted insurer appetite depending on the maximum height, work methods, occupation and property or people exposed below.
We present the occupation together with maximum and typical working heights, access methods, project types and controls.
Who this may suit
Specialist installers, maintenance contractors, façade and external-building contractors, industrial service businesses, communications contractors and other occupations regularly working above standard insurer height thresholds.
Covers to discuss
Public and products liability is commonly central. Contract works, plant and equipment and professional indemnity may also be relevant depending on the contractor’s activities.
What underwriters may assess
Maximum and average height, percentage of work above particular levels, scaffolds, elevated work platforms, rope access, roof work, falling-object exposure, work over occupied premises, subcontractors, licences and principal requirements.
Information to prepare
Provide the exact occupation, turnover split, maximum and typical height, percentage of work at height, access equipment, project values, subcontractor arrangements, required liability limits, current policy and claims history.
Discuss your insurance requirements
Call 1300 310 467 or send an enquiry. Cover and availability depend on insurer terms and the full risk details.