Mercantile / Build & Civil
Cover for the work that carries more risk.
Specialist public and products liability insurance for contractors working in drilling, demolition, excavation, mining and complex civil environments.
The Mercantile approach
When the work is difficult to insure, precision matters. We show underwriters what you do, where you do it, and how you control the risk.
01 / Specialist occupations
Built around the trade, not a broad label.
Every occupation has different methods, sites and contract requirements. Explore the details insurers need to understand.
Ground conditions, services, depth and third-party property.
↗02Excavation & earthmovingPlant movements, utilities and adjacent structures.
↗03DemolitionMethodology, vibration and neighbouring property.
↗04Mining contractorsPrincipal requirements, sites and subcontracting.
↗05Shoring & underpinningTemporary works and structural stability.
↗02 / Core insurance
Public and products liability comes first.
We review the declared activities, subcontractors, limits, principal requirements and exclusions against the actual work. Design and construct PI, contract works and plant can complete the program where needed.
Explore liability cover03 / Connected cover
The wider project program.
Different policies address distinct exposures. We review how the covers work together and where the wording needs attention.
04 / Start a conversation
Bring us the difficult risk.
Tell us the occupation, the work, where you operate and when cover is needed. We will identify what is needed for a market approach.