The risk in focus
Underground contracting can involve confined work areas, excavation, utilities, ground movement, water ingress, heavy plant and high-value surrounding property.
Underground is not one occupation. The insurance submission should identify the methods, depths, ground conditions, sites and assets exposed.
Activities that may require specialist placement
Underground civil works, service installation, trenching, shafts, mine work, underground maintenance, drainage, pipework, electrical and communications work, and other below-ground contracting.
Covers to discuss
Public and products liability, contract works and plant and equipment are commonly relevant. Professional indemnity may be required where the contractor undertakes design or engineering activities.
Underground exposures
Insurers may assess depth, excavation methods, shoring, existing utilities, vibration, weakening or removal of support, dewatering, property being worked on, collapse exposures, adjacent property and whether work occurs in operational mines or tunnels.
Information to prepare
Provide activity and turnover splits, maximum depth, underground work percentage, methods used, typical and maximum contract values, plant, subcontractors, required limits, current insurance and claims history. Include relevant contracts and details of higher-risk projects.
Discuss your insurance requirements
Call 1300 310 467 or send an enquiry. Cover and availability depend on insurer terms and the full risk details.