Mercantile Insurance Brokers
1. General Information
The information contained on this website is provided by Mercantile Insurance Brokers for general information purposes only. While reasonable care is taken to ensure that the information is accurate and current, no representation or warranty is made regarding its completeness, accuracy or suitability for any particular circumstances.
2. Australian Residents and Companies Only
This website and the information contained within it are intended solely for Australian residents and companies registered or operating in Australia.
The insurance products and services described are intended for the Australian market and may not be available or suitable for individuals or businesses outside Australia.
Nothing on this website constitutes an offer or solicitation to provide insurance products or services in any jurisdiction outside Australia.
3. General Insurance Advice
Any general financial product advice provided on this website has been prepared without taking into account your individual objectives, financial situation or needs.
Before acting on any information contained on this website, you should consider its appropriateness having regard to your individual circumstances and insurance requirements.
Information provided on this website should not be relied upon as a substitute for obtaining advice relevant to your particular insurance needs.
4. Insurance Products and Coverage
Descriptions of insurance products, coverage, benefits, limits and exclusions provided on this website are general summaries only and do not constitute a guarantee of insurance coverage.
All insurance is subject to insurer acceptance, underwriting criteria and the applicable policy terms, conditions, exclusions, limits, sublimits, endorsements and excesses.
The relevant insurance policy wording, schedule and endorsements determine the actual extent of insurance coverage provided.
Insurance products and insurer underwriting requirements may change without notice.
5. Quotations and Insurance Arrangements
Information contained on this website does not constitute an offer of insurance, confirmation of cover or an agreement to arrange insurance.
Any insurance quotation is subject to the insurer’s underwriting requirements, acceptance and applicable terms and conditions.
Insurance cover is not effective unless and until it has been formally confirmed by an authorised insurer or representative.
Submitting an enquiry, proposal form or request for quotation through this website does not automatically establish insurance coverage.
6. Policy Documentation
Where applicable, you should obtain and consider the relevant Product Disclosure Statement (PDS), policy wording, schedule, endorsements and other relevant insurance documentation before making an insurance decision.
You should review all insurance documents carefully to understand the scope of cover, exclusions, conditions and obligations applicable to your insurance arrangements.
7. No Legal, Taxation or Regulatory Advice
Information provided on this website relates to general insurance matters only.
Mercantile Insurance Brokers does not provide legal, taxation or regulatory advice through this website. Any references to legislation, contractual obligations, industry standards or regulatory requirements are provided solely in the context of general insurance information.
You should obtain appropriate independent professional advice where required.
8. Third-Party Information and External Links
This website may contain links to third-party websites or information provided by external sources.
Mercantile Insurance Brokers does not control or accept responsibility for the content, accuracy, availability or security of external websites.
The inclusion of an external link does not constitute an endorsement of the relevant website, organisation, product or service.
9. Limitation of Liability
To the extent permitted by law, Mercantile Insurance Brokers accepts no liability for loss or damage arising from reliance on general information contained on this website, including information that may be inaccurate, incomplete or outdated.
Users should seek appropriate professional insurance advice before making decisions based on information published on this website.
Nothing in this disclaimer excludes, restricts or modifies any rights, guarantees or remedies that cannot lawfully be excluded, restricted or modified.
10. Financial Services Guide
For further information about Mercantile Insurance Brokers, the financial services we provide and other important disclosures, please refer to our Financial Services Guide (FSG).
For assistance with your insurance requirements, please contact Mercantile Insurance Brokers directly.
11. Changes to This Disclaimer
Mercantile Insurance Brokers reserves the right to amend or update this disclaimer and the information contained on this website at any time without prior notice.
Continued use of this website is subject to the disclaimer published at the time of access.
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