Mercantile / Build & Civil
Airside contractors insurance
The risk in focus
Contractors working airside can face specialist liability requirements because work may take place around aircraft, restricted operating areas, airport infrastructure and tightly controlled sites.
We present the actual airside activities, airport environments, contracts and controls to insurers rather than relying on a broad construction description.
What changes the insurance assessment
Airports and sites worked at; proximity to aircraft; runway, apron and terminal work; vehicle movements; security-controlled areas; height work; excavation; hot work; electrical or communications work; subcontractors; project values; principal requirements and required liability limits.
Covers to discuss
Public and products liability is commonly central. Depending on the work, contractors may also need contract works, plant and equipment, professional indemnity for design or engineering activities, and other project-specific covers.
Airside liability exposures
Standard liability placements may contain aviation, aircraft, airport or airside restrictions. The relevant policy wording needs to match the contractor’s declared activities and work locations. Underwriters may require detail on separation from aircraft operations, permits, inductions, vehicle controls and principal-imposed insurance conditions.
Information to prepare
Provide a description and turnover split of airside and non-airside activities, airports served, typical and maximum contract values, proximity to aircraft, plant used, subcontractor arrangements, required limits, current insurance and claims history. Include relevant insurance clauses from airport, principal or head-contractor agreements.
Discuss your insurance requirements
Call 1300 310 467 or send an enquiry. Cover and availability depend on insurer terms and the full risk details.