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Policy Types
- turnover (transfer)
- run-off (contracts commencing) or
- individual declaration (pay as you go)
We insure $100k to $100m+ projects whether they are residential, commercial, civil or mechanical. (excluding owner builders)
Coverage
Annual Projects policy combines both Material Damage and Public Liability.
Claim Preparation costs
Expediting expenses
Leak search and locate costs
Mitigation costs
Plans, documents and data
Professional fees
Removal of debris
Variations and escalationCare, custody or control (including Vehicles and mobile plant up to $100,000)
Contractors, Subcontractors and Principals
Contractual Liability
Cross Liability
Injury/Damage buy-back on Professional Indemnity exclusion
Marine 50/50 (concealed damage)
Off-site storage and transit (to the full sum insured)
Products liability (including cover for previously completed projects)
Resultant damage from faulty design, workmanship and materials (DE4)
Testing and Commissioning (up to 4 weeks if specified in contract)
Undamaged foundations
Vibration weakening or the removal of support
Waiver of subrogation rights
96 hours event clause
Optional Coverage:
Contractors Pollution Liability
Consequential loss
Contractors plant and equipment including hired-in plant (24 months “new for old” cover)
Cover advantage
Difference in conditions
Display homes
Earthworks Advantage
Errors and Omissions
Existing structures
Financiers interests
Liquidated damages (for residential builders)
Overseas risks (supporting business domiciled in Australia)
Partially completed projects
Property in care custody or control
Principal supplied materials